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Sail Smoothly Through The Winter With The Right Boat Insurance

As the air grows chillier and the holidays are approaching, most of Pennsylvania’s proud boat owners have already placed their beloved watercraft into storage for the winter. With these vessels set to sit indoors for several more months, we urge any and all local boat owners to make sure that in addition to being properly stored, their vessels are properly insured.

Whether you have a bass or fishing boat, a cabin cruiser, a ski boat, a sailboat or pontoon, any boat owner should have a separate policy fully covering their boating needs. Don’t assume that your boat already has coverage through your auto or homeowners policies; this is often not the case, which is why a separate policy for your watercraft is incredibly important. Additionally, with about 20% of all boat claims occurring during the fall and winter months – when boats and watercraft are most susceptible to fire, theft, vandalism, transportation damage, and sometimes even liability issues – having insurance that provides year round, on- and off-water coverage for your watercraft is an absolute necessity.

Our staff at the Johnstown-based the Fisher Widmann Flick Insurance Agency (F.W.F Insurance Agency) believes that if you’re a boat owner, both your time on the water during wonderful weather and your time off during the chilly months should be relaxing and worry free. We understand the importance of having a solid boat insurance coverage plan that ensures you’re protected at all times, not just during the summer months when you and your friends are enjoying a water-side vacation.

Our partner, Safeco Insurance (a Liberty Mutual-owned company), understands this as well. That’s why we’re working together to help you buy the perfect policy to ensure that your vessel, and even some of your boating-related personal effects, will be covered and protected year-round. Work with our staff, and we promise that you’ll be able to find an inexpensive plan for your boat that ensures your vessel, your boating gear, and even your friends and family are covered both on land and in the water, year round; in fact, SafeCo offers high-quality coverage that lasts an entire year, as well as roadside assistance coverage that ensures your boat will also be covered in the event of an emergency tow.

Don’t look at the winter as a time-out from protecting your treasured boat; talk to one our representatives today for personalized advice based on what kind of water vessel and gear you own. Whether you’re located in Blaire County, Cambria County, Somerset, Latrobe, or in any other nearby counties, we’re ready to work with you so that you can plan your next summer by the water knowing that you’ll be covered when you’re ready to set sail, no matter what happens during the off-season.

Contact us now to set up a meeting with one of our local representatives in central Pennsylvania! Our representatives will use their connections to 15 other major insurance companies, including SafeCo, to ensure that your boat’s policy is as comprehensive as possible.

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