When you think about the joy your loved ones bring to you, you naturally think about what you can do for them in return, not only now, but in the future. By ensuring that they’ll be provided for in the event of unexpected circumstances, you’re taking care of them no matter what. Somehow, knowing that they’re covered helps you enjoy your own life more. The four types of life insurance are:

Permanent Life Insurance

Whole and universal life insurance are types of permanent insurance that can provide you guaranteed protection for life, tax-deferred cash value accumulation, and the ability to access your funds.

Term Life Insurance

Think about term life as renting property compared to owning it. Term life is an economical way to provide life insurance protection, with no accumulated cash value, for a limited period of time you choose, e.g., 10, 15, 20, or 30 years.

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