Outside of a suburban home

Homeowners insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.


  • Fire
  • Lighting
  • Windstorm/Hail
  • Weight of Ice or Snow
  • Smoke Damage
  • Falling Objects
  • Freezing damage
  • Theft
  • Vandalism
  • Accidental overflow from plumbing
  • Accidental electrical damage to appliances
  • Damage by vehicles

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