Did you know that when someone owns a car, they are required by state law to purchase a basic auto insurance plan? In a country where the average household owns two cars, that means that millions of Americans are required by law to purchase auto insurance.
A good auto insurance plan is one of the most important insurance plans anyone can have. Unfortunately, the truth is that too many people only purchase the insurance that their state requires, which provides a bare minimum amount of coverage. These people often point out that they are very good drivers and that the extra insurance coverage is not necessary; other times, they explain that they do not think they are financially able to afford more than a minimum coverage plan.
Anyone purchasing or that has already purchased auto insurance must consider this: most states only require liability coverage. This type of coverage will help a car owner if they cause a wreck that injures another driver, or one that damages his or her vehicle. However, this basic coverage does not provide a car owner with any assistance if are the victim of a hit-and-run or theft. Worst of all, this basic insurance will not help cover the cost of repairs if the car owner causes a wreck.
The Fisher Widmann Flick Insurance Agency (F.W.F Insurance) is the place to go if you’re looking for comprehensive, affordable auto insurance coverage. We are more than happy to work with car owners in the Johnstown area, as well as in Blaire County, Cambria County, Somerset, Latrobe, and all other surrounding areas. With our personalized assistance and local contacts there to help, and by using our connections with 15 major insurance companies, our insurance sales team at F.W.F. can help ensure that you purchase the best auto insurance package for your individual needs that matches your personal budget.
For more information about the F.W.F. and the coverage that it can help you find, please contact their staff by clicking here.