Home and garden shows. Expos. Farmers markets. Arts festivals.
What do events like these have in common? They all feature concessionaires and vendors, each selling their handmade wares and crafts to an excited community. For many attendees special events like these are the highlight of their spring or summer – and for the concessionaires and vendors, these events are their livelihood.
So whenever you prepare to head out, set up a booth, and start selling your homemade goods, don’t forget to ask: do I have the insurance coverage I need for this event?
While not every small-town local event will require that their vendors purchase insurance, having insurance in place while attending an event is always highly recommended. Special event insurance can offer protection in a range of situations:
-Your goods and services are your livelihood – how much would losing one or more of them set you back? Insurance can help keep you on your feet in the event of a theft.
-A special event is a public place, which means that your business must operate in a public place. Your insurance should protect your business from any injury or property damage claims that you may face as a result of your operations.
-As a business owner your responsibility does not stop when an event ends. Should one of your products become involved in an injury or property damage case later down the line, good insurance will kick in to help you deal with that situation.
Exactly what a concessionaire or vendor needs ultimately comes down to what they sell, how long they’ll be at an event, and the environment the event will take place in. This makes finding the right insurance for each event you go to incredibly important. Our staff at the Fisher Widmann Flick Insurance Agency understand this – that’s why we’ve taken steps to ensure that you’re always properly insured at the special events you attend.
To make this happen we’ve partnered with the United States Liability Insurance Group, who’s known for specializing in underwriting low premium, low hazard specialty insurance products. Together we’re offering specifically designed insurance packages that accommodate the coverage and pricing needs for a wide variety of concessionaires and vendors. Through this partnership we now offer general policies and packages alike for special events that include things such as auto liability coverage, Inland Marine coverage and more.
Whether your booth will be located indoors, outdoors, in a lot, under a tent, or at a local market or fair, you can count on us to protect your operation. If you’re preparing to attend an event in Johnstown or central Pennsylvania, go ahead and make an appointment with one of our staff members to prepare your special event insurance package. Our representatives in Blaire County, Cambria County, Somerset, Latrobe, or in any other nearby counties are all ready to work with you so that you can continue doing what you love knowing that you’re good to go, no matter what might happen during your day at work!