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Drive Into Spring With Comprehensive Motorcycle Insurance Today

After such a long and brutal winter, central Pennsylvania can finally begin to enjoy its favorite spring and summer activities. And for Pennsylvanians living near Johnstown, PA., few events are as anticipated as Thunder in the Valley.

Come the fourth weekend in June, Johnstown’s annual Thunder in the Valley motorcycle rally fills the downtown area as the community welcomes over 200,000 visiting bikers from far and wide to the largest rally in Pennsylvania. It’s not just for motorcycle enthusiasts, either: each year this event features a wide variety of events and activities, ensuring that everyone involved enjoys the event.

Our own staff can’t wait for Thunder in the Valley; the event offers us a great opportunity to explore a range of local and specialized products and gifts, features lots of live music, and just creates a lovely welcoming atmosphere that makes us proud to be a part of Johnstown.

But before getting into the celebratory spirit, we wanted to remind everyone that there’s something all motorcycle owners should check in advance of attending: their insurance.

Too many motorcyclists hit the road with either no or too little insurance; both of these scenarios have negative consequences for biker riders:

-Not only is not having insurance dangerous: it’s illegal. Just like with automobile insurance, not having motorcycle insurance leads to at least a fine, or even jail time.

-Bikers who do have insurance run the risk of having too little insurance. Just like with automobiles, the cheapest insurance plans are not the ideal insurance plans, as they aim to offer enough coverage to protect anyone hurt by the insurance holder, without leaving every much coverage for the insurance holder themselves.

Since there’s plenty of plans out there that offer comprehensive coverage without breaking the bank, driving a motorcycle without proper coverage is an unnecessary risk. With Thunder in the Valley coming up, now is the perfect time to finally purchase motorcycle insurance – or to update your existing policy to ensure that it covers:

1. Liability (to cover any costs of injuries to others either riding on or struck by your bike, as well property damage costs)

2. Comprehensive (to cover any damages caused by weather, by animal strikes, and by theft)

3. Personal Items (to cover any accessories or safety apparel that may be damaged or stolen)

4. Medical (to cover any potential medical, ambulance, or physical therapy costs in the event of an accident)

Not sure where to get started or how to evaluate your current insurance policy? Our staff at the Fisher Widmann Flick Insurance Agency can help! Our team features specially trained insurance experts, all of them ready to help Pennsylvania bike owners evaluate their policy options to ensure that their motorcycle insurance is just what they need.

Having a motorcycle can be one of the most exhilarating things in life. Practicing safe driving, and having a comprehensive insurance plan, will help ensure that you’re able to continue enjoying riding on your bike for many years to come.

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Johnstown’s F.W.F. Provides Auto Insurance For All

Did you know that when someone owns a car, they are required by state law to purchase a basic auto insurance plan? In a country where the average household owns two cars, that means that millions of Americans are required by law to purchase auto insurance.

Image courtesy of commons.wikipedia.org

A good auto insurance plan is one of the most important insurance plans anyone can have. Unfortunately, the truth is that too many people only purchase the insurance that their state requires, which provides a bare minimum amount of coverage. These people often point out that they are very good drivers and that the extra insurance coverage is not necessary; other times, they explain that they do not think they are financially able to afford more than a minimum coverage plan.

Anyone purchasing or that has already purchased auto insurance must consider this: most states only require liability coverage. This type of coverage will help a car owner if they cause a wreck that injures another driver, or one that damages his or her vehicle. However, this basic coverage does not provide a car owner with any assistance if are the victim of a hit-and-run or theft. Worst of all, this basic insurance will not help cover the cost of repairs if the car owner causes a wreck.

The Fisher Widmann Flick Insurance Agency (F.W.F Insurance) is the place to go if you’re looking for comprehensive, affordable auto insurance coverage. We are more than happy to work with car owners in the Johnstown area, as well as in Blaire County, Cambria County, Somerset, Latrobe, and all other surrounding areas. With our personalized assistance and local contacts there to help, and by using our connections with 15 major insurance companies, our insurance sales team at F.W.F. can help ensure that you purchase the best auto insurance package for your individual needs that matches your personal budget.

For more information about the F.W.F. and the coverage that it can help you find, please contact their staff by clicking here.

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Johnstown Based FWF Insurance Expands Insurance Representation and Partners with Safeco Insurance

Located in Johnstown, PA., the Fisher Widmann Flick Insurance Agency (F.W.F Insurance) has operated and sold personal and commercial insurance to both municipalities and individuals across central Pennsylvania since 1983.

The result of a merger between the Fisher Agency and the Widmann Fronheiser Insurance Agency, business has expanded rapidly at the F.W.F. over the years. Currently, F.W.F insures over 200 municipalities and fire companies and over 2,000 other customers throughout the area. F.W.F is rated as one of the largest insurance agencies in the tri-county, doing approximately $11 million in business annually.

F.W.F is a unique business in that it offers a wide range of insurance for both commercial and personal uses. F.W.F. insures municipalities, townships, and boroughs, while also providing property insurance, home insurance, healthcare and health insurance, and auto insurance, just to name a small sampling of its services. Other agencies in the state of Pennsylvania frequently come to F.W.F. for service offerings. Its staff of eight people represents a total of 15 major insurance companies, ensuring that any necessary commercial and personal insurance needs are covered.

F.W.F. has prepared to take its services one step further and partnered with Safeco Insurance, a Liberty Mutual-owned company. Liberty Mutual Insurance ranks on the Fortune 100 list of the largest U.S. corporations. The company has financial strength ratings of A (Excellent) from the A.M. Best Company, A2 (Good) from Moody’s Investors Service, and A- (Strong) from Standard & Poor’s.

Safeco

Safeco has been protecting individuals and families with personal insurance coverage since 1923, and currently offers auto, home, boat, motorcycle and RV insurance. Safeco is well known for offering customizable, comprehensible insurance packages, and for providing thorough coverage. Safeco also makes it a point to partner with independent agents who live and work in local communities, ensuring that people can work with local experts when purchasing, using or changing their insurance.

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Johnstown’s F.W.F. Is A One-Stop Location For Health Insurance

Whether you need personalized insurance for yourself or insurance for your entire municipality or township, the Fisher Widmann Flick Insurance Agency (F.W.F Insurance) is the place to go for insurance in central Pennsylvania.

A business with roots that go back as far as 1910, the F.W.F.’s expanded service now covers and insures over 200 municipalities and fire companies and over 2,000 other customers in Pennsylvania. The F.W.F. offers a comprehensive range of insurance for both commercial and personal needs; additionally, in a competitive market for health insurance, the F.W.F.’s health insurance programs stand out in central Pennsylvania.

Currently, the F.W.F. not only offers insurance to individuals: it also covers municipalities, townships and more. With the F.W.F.’s personalized assistance and local contacts there to help, any individual, business or township can quickly sort through a variety of options and health insurance packages before buying the most comprehensive yet affordable insurance plan for their individual needs, ensuring that an individual, or even an entire municipality or township’s employees, are all insured against the risk of incurring medical expenses.

With connections to a total of 15 major insurance companies, the F.W.F. and its dedicated staff promise that any necessary commercial and personal insurance needs will be covered and protected in the best plan for any individual or township; the company’s reach stretches across the state, even insuring Robinson Township in the Pittsburgh, PA. area.

Currently the F.W.F is rated as one of the largest insurance agencies in the tri-county, doing approximately $11 million in business annually. Other agencies in the state of Pennsylvania frequently come to F.W.F. for service offerings.

For more information about the F.W.F. and its multiple insurance options, from health insurance to auto insurance and more, please contact their staff by clicking here.