Welcome to FWF Insurance.com!

F.W.F or the Fisher Widmann Fronheiser Insurance Agency was stared by the merger of the
Fisher Agency and the Widmann Fronheiser Insurance Agency in 1983. The Widmann Fronheiser Agency was owned by James Widmann who took over the business from his father. This agency had been in the Johnstown area since 1910. The Fisher Agency was started in 1975 by Fred Fisher, and was known as the Fisher Agency until the merger of the Agencies.

In January of 1987, Fred Fisher purchased James Widmann’s half of F.W.F and was the sole owner of the F.W.F Insurance Agency. F.W.F purchased the Richard G. Wagner Agency in New Florence in the fall of 1987 and moved all of its files to F.W.F’s Johnstown location. This included twenty five municipalities and many other businesses as well as personal insurance policies.

In June of 1989, The Flick Agency of Johnstown owned by Robert Flick, Sr. merged with F.W.F. Agency. In 1993, Robert Flick, Jr. and Ron Flick bought their father’s interest of the agency and now are co-owners with Fred Fisher.

Presently, F.W.F insures over 200 municipalities and fire companies and over 2000 other customers throughout the area. F.W.F is rated as one of the largest insurance agencies in the tri-county area. With a staff of 8 people, we represent 15 major insurance companies for all your insurance needs.

Health Insurance
FWF Insurance now has a very competitive market for Health Insurance.
We would like to Welcome William Helsel to the team. William cam be reached at (814) 241-2368.


429 Theatre Drive
Johnstown, PA. 15904
Toll Free: 800-544-6680
Phone: (814) 262-9833
Fax: (814) 262-9733
8:30am-4:30pm: Monday-Friday
Saturday by Appointment
Rehana (814) 244-5667